FOCUS FITNESS UK OFFERS 3 CHOICES FOR PAYMENT
GOVERNMENT FUNDING
If you are aged 19 or over, an Advanced Learning Loan is available, provided you fulfil the eligibility criteria.
It’s easy to apply for, doesn’t take your household income into account and doesn’t involve a credit check.
You only repay once you start earning £26,575
Limited funding available
MONTHLY INSTALLMENTS
This is an interest-free instalment plan, where you can spread the payments over a number of months.
Focus Fitness UK offers a range of finance packages for courses over £250.00.
We work with DEKO, the UK’s fastest-growing provider of point of sale credit solutions in the field of education and training.
Credit may be offered through DEKO subject to a standard credit check procedure.
How it works
Pay only 10% of your course as a deposit.

6 MONTHS
No interest

12 MONTHS
No interest
We also offer credit at varying interest rates for up to 36 months.
GOVERNMENT FUNDING
If you are aged 19 or over, an Advanced Learning Loan is available, provided you fulfil the eligibility criteria. The Advanced Learning Loan is a government-funded loan to help learners. It’s easy to apply for, doesn’t take your household income into account and doesn’t involve a credit check.
You only have to repay once you earn more than £27,295/year. If your salary drops below this, you stop making repayments. Repayments are 9% of your salary.
Annual Income before Tax | Monthly Salary | Monthly Repayment |
Up to £27,295 | £2,274 | £0 |
£28,000 | £2,333 | £5 |
£30,000 | £2,500 | £20 |
£32,000 | £2,666 | £35 |
£34,000 | £2,833 | £50 |
£36,000 | £3,000 | £65 |
The interest rate that applies to your loan is based on the RPI (retail price index) and can vary depending on your circumstances. The RPI is updated once a year.
Want to read more about loans and payments? Download this guide here
Alternatively, why not call one of our experienced advisors on 0208 920 2114